Thank you Lexington Law Firm for sponsoring this post. A high service partner and consumer advocate that will help you fight for the credit you deserve!
It's time!
Kristie and I have resolved that 2019 will bring us closer to a new home – to a house that we own, walls that we don't share, a quiet street where Miles can grow and play.
Our "whys" are many. Most of all, recently, I've wanted more physical space outdoors. Just a little more distance between our front door and the road. Room for planting flowers and a vegetable garden. Maybe for adding a chicken or three. More room to be loud, to park our cars safely, to leave our windows open in summer without inviting in the neighbors' experimental music.
(Really, it's not our thing.)
I daydream about walls we can paint (or knock down) without needing permission. A quieter neighborhood with nice sidewalks and trees out front. Room for the record player to come out again. Built-in bookshelves. A fireplace, if we're lucky. At a minimum: Privacy and safety and peace. I love our future home so much already.
I've written before about our path out of debt, which Kristie and I are still on. We each carry student loans, compounded by the cost of starting our family (which, for the record, I would spend a thousand more times to get our son. But gosh, it was a lot of money.) There's lots of work to be done on our finances before we're ready to buy a house.
So this is where it starts.
After Miles goes to bed, Kristie and I take seats across from each other at the kitchen table and plot our family's future.
Our financial wellness checklist includes saving a down payment, getting out of debt, and improving our credit so that we can hopefully qualify for a home mortgage.
Along with working extra hard on side hustles and cutting down our spending, tools like Lexington Law Firm are critical to address the third in that list. I don't want to be one of the millions of Americans who are denied home loans because of credit report errors (that usually take months to fix).
It's everyone's right to know and understand their credit report, and it's so important to be educated so you can advocate effectively for those errors getting repaired. Lexington Law Firm is one of the most respected names in credit repair and relies on new technology to have your back through the repair process (including an app that puts crucial information literally into their clients' hands).
The best thing we've done so far in this process is to talk openly about where we are, and to ask for help when we need it. I'm married to a person who likes to do her homework and research before we work with anyone, so I love that Lexington Law Firm is a Consumer Credit Protection Act compliant organization, which means they're regulated extensively. Along with finding a certified public accountant (CPA) to help guide our family, reliable professionals like Lexington Law Firm are going to be really helpful over the next several months while we get our ducks in a row, and then into our own pond.
